Mortgage Calculator
Calculate your monthly mortgage payment, including principal, interest, taxes, and insurance (PITI).
Your Mortgage Summary
Monthly Principal & Interest: $0
Monthly Property Tax: $0
Monthly Home Insurance: $0
Monthly PMI: $0
Monthly HOA Fees: $0
Total Monthly Payment: $0
Total Loan Amount: $0
Total Interest Paid: $0
Total Cost: $0
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How to Use the Mortgage Calculator
- Enter the Home Price.
- Input your Down Payment amount or percentage.
- Select the Loan Term in years.
- Enter the annual Interest Rate.
- Provide estimated Annual Property Tax and Home Insurance costs.
- Enter the PMI rate if your down payment is less than 20%.
- Include any monthly HOA Fees if applicable.
- Click "Calculate" to see the detailed mortgage summary.
Understanding the Results:
- Monthly Principal & Interest (P&I): The core payment towards your loan balance and interest.
- Monthly Taxes & Insurance (T&I): Estimated monthly cost for property taxes and homeowner's insurance (often held in escrow).
- PMI: Private Mortgage Insurance, typically required for down payments below 20%.
- Total Monthly Payment: The sum of P&I, T&I, PMI, and HOA fees.