Overtime Pay Calculator USA 2026 — Time and a Half, Double Time & Annual Projection

Working extra hours and want to know exactly what you'll earn? Enter your hourly rate and hours worked — this calculator shows your regular pay, overtime pay at 1.5×, optional double time at 2×, your total weekly gross, and what that projects to annually. Covers all 50 states under the 2026 FLSA rules.

How to Use This Calculator

  1. Hourly Rate: Your regular pay per hour before taxes
  2. Regular Hours: Your normal hours this week (up to 40)
  3. Overtime Hours: Hours worked beyond 40 — paid at 1.5×
  4. Double Time Hours: Optional — applies in California (after 12hrs/day) or union contracts
  5. Click Calculate — see full pay breakdown instantly

📐 Overtime Pay Formula — FLSA 2026

Regular Pay = Hourly Rate × Regular Hours Overtime Rate (1.5×)= Hourly Rate × 1.5 Double Time (2.0×) = Hourly Rate × 2.0 ───────────────────────────────────────── Weekly Gross = Regular Pay + (OT Rate × OT Hours) + (DT Rate × DT Hours) Annual Projection = Weekly Gross × 52

📌 Real Example — Carlos, $20/hr, 52-hour week

  • Regular (40 hrs): $20 × 40 = $800
  • Overtime rate: $20 × 1.5 = $30/hr
  • Overtime pay (12 hrs): $30 × 12 = $360
  • Weekly Gross: $1,160
  • Annual Projection: $1,160 × 52 = $60,320/yr
  • Without OT: $41,600/yr → With OT: $60,320/yr (+$18,720)

2026 FLSA Overtime Rules — What You Need to Know

Under the Fair Labor Standards Act (FLSA), non-exempt hourly employees must receive 1.5× their regular rate for every hour over 40 in a workweek. This covers ~143 million US workers. Each workweek is counted independently — biweekly pay periods cannot average out overtime hours.

The FLSA overtime exemption salary threshold remains $684/week ($35,568/year) in 2026. A 2024 attempt to raise it to $844/week was vacated by a federal court in Texas.

California Daily Overtime Rules

California workers have stronger protections. Overtime triggers after just 8 hours in a single day (not just 40/week). Double time (2×) applies after 12 hours in a day or on the 7th consecutive workday. Use the Double Time field above if these rules apply to you.

2026 Tax Update: No Tax on Overtime Deduction (OBBBA)

Under the One Big Beautiful Bill Act, eligible FLSA workers can now deduct the premium portion of their overtime (the extra 0.5×) from federal taxable income — up to $12,500 (single) or $25,000 (married filing jointly). Use our No Tax on Overtime Calculator to see your exact federal savings for 2025–2028.

Frequently Asked Questions

Is overtime taxed at a higher rate?+
No. Overtime is taxed at the same federal income tax rate as your regular wages — there is no separate overtime tax rate. A larger paycheck may temporarily push more income into a higher bracket for that week, but it balances out at year-end filing. And under OBBBA (2025–2028), the premium portion of your overtime may actually be deductible — reducing your total federal tax bill.
Does my employer have to pay me overtime?+
Yes, if you are a non-exempt employee under the FLSA and you work more than 40 hours in a workweek. There is no opt-out — it is a federal legal requirement. Failure to pay is a violation. File a complaint with the Department of Labor Wage and Hour Division (dol.gov) or consult an employment attorney. Many take overtime cases on contingency with no upfront cost.
How is overtime calculated for salaried non-exempt employees?+
Divide your weekly salary by 40 to get your equivalent hourly rate. Then apply 1.5× that rate to any hours over 40. Example: $700/week ÷ 40 = $17.50/hr. Five overtime hours = 5 × $17.50 × 1.5 = $131.25 overtime pay. Total week: $831.25 gross.
What is double time and when does it apply?+
Double time = 2× your regular hourly rate. Federal law requires only 1.5× — double time is not a federal mandate. California requires double time after 12 hours in a single day and on the 7th consecutive workday. Some union contracts and employers voluntarily offer double time for holidays. Enter those hours in the Double Time field in this calculator.
Can my employer require me to work overtime?+
Yes, in most US states. Employers can require overtime and discipline employees who refuse, unless a union contract or specific state law restricts it. They must always pay the legally required 1.5× rate for all overtime worked. Some states have restrictions for healthcare workers and certain other industries — check your state Department of Labor.
⏰ Overtime Pay Calculator
Weekly Gross Pay
—
Regular Pay
Overtime Pay (1.5×)
Double Time Pay (2×)
Your 1.5× Overtime Rate
Annual Projection (×52 weeks)

⚠️ Gross pay before taxes. FICA (7.65%) and federal/state income tax still apply. Use the No Tax on Overtime Calculator to estimate your federal deduction.

✅ Why Trust This Calculator?
  • USA 2026 federal formulas
  • No login or signup needed
  • Your data is never stored
  • Results shown instantly
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